If you find unknown charges, call the financial institutions to alert them of the problem and request the account be locked or closed. 4. Review your credit reports for mystery accounts. Your final stop when it comes to assessing whether you're a victim of credit card fraud or identity theft is your credit report.Jul 31, 2015
File a report with the Federal Trade Commission (FTC) at IdentityTheft.gov. You can also call the FTC Identity Theft Hotline at 1-877-438-4338 or TTY 1-866-653-4261. Contact one of the three major credit bureaus to place a fraud alert on your credit records: Equifax: 1-888-766-0008.Nov 6, 2017
Like many other crimes, identity theft is a wobbler. Depending on the state and the severity of the crime, identity theft can be charged as either a misdemeanor or a felony. ... Additionally, restitution is usually part of the punishment, regardless of whether it is charged as a felony or misdemeanor.Nov 14, 2016
Ask the officer to attach your FTC ID Theft Complaint to the report; this will add more detail. Make sure you get a copy of the report, or at least the report number. If the police are reluctant to work with you, try to file a “Miscellaneous Incident” report or contact your state Attorney General's office.