Are most life insurance policies overpriced and high margin?

Term life insurance policies are actually pretty affordable for most people when you consider the level of financial protection it offers. read more

When people are skeptical about overpriced life insurance policies and high margins and commissions, they’re usually thinking of whole life insurance policies. Unlike term life insurance policies, which have a set end date, whole life insurance lasts for as long as you pay the premiums. read more

The time period or term of an insurance policy, has to be selected while buying the life insurance cover. You cannot increase the term of the policy midway, even if the policy is in force. read more

But there's such a complicated web of policies, regulations, and practices among insurers, providers and the government that it's hard to point to just one factor as the culprit behind our crazy healthcare system and health insurance industry. read more