It's not as accurate during exercise, but still provides general trends and effort levels. It works very well for resting heart rates. I have a Fitbit Charge HR and a Polar HR monitor with chest strap. read more
They connected volunteers to an electrocardiogram (EKG), which is the most accurate way of measuring heart rate. Then, volunteers wore the trackers — the Apple Watch, Mio Fuse, Fitbit Charge HR, and Basis Peak — while exercising on a treadmill at 2, 3, 4, 5, and 6 miles per hour. read more
I can sit on an exercise bike in the gym with heart rate monitors built into the handles and it will tell me that my heart rate is around 130-140 yet the Charge HR says that my heart rate is under 100. read more