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Do you have to have a credit card to use PayPal?

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Re: Do you HAVE to link your debit/ credit card/ bank details to your account. It is possible to use a PayPal account without a card or bank account but only for a short time. If you are receiving money which you are spending this would also create the need to verify your PayPal using a card or a bank.Jan 10, 2012 read more

By using PayPal you can buy from online merchants without ever revealing your credit card information to them. Once you have a PayPal account linking a Visa, MasterCard, Discover or American Express credit card linked to the account, it is easy. read more

If you are receiving money which you are spending this would also create the need to verify your PayPal using a card or a bank. You don't need to pay using that funding source if you don't wish to but you would need to eventually add it to verify your PayPal account. read more

The credit card requirement is there because transfer of funds from your bank account to PayPal is not instantaneous, but authorization from a credit card is. When Linden Lab tries to transfer money from your PayPal account and finds that you do not already have sufficient finds, they cancel the transaction. read more

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