A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Does a medical or health insurance policy cover IVF?

Best Answers

IVF - which is a treatment to get pregnant and pregnancy related conditions are not termed as illness and hence not covered in mediclaim insurance. Maternity is covered in Corporate health policy but IVF is mostly not covered. read more

Your insurance carrier and your employer determine the level of coverage your policy offers. Looking at Your Policy Health insurance policies fall into one of these five groups: No fertility insurance coverage. Insurance Coverage for Infertility Diagnosis Only. Insurance Coverage for Infertility Diagnosis and Limited Treatment. Full Infertility Insurance Coverage. Medication Coverage (which may or may not include fertility drugs). read more

N.Y. Insurance Law § 3216 (13), § 3221 (6) and § 4303(1990, 2002, 2011) prohibit individual and group health insurance policies from excluding coverage for hospital care, surgical care and medical care for diagnosis and treatment of correctable medical conditions otherwise covered by the policy solely because the medical condition results in infertility. read more

Encyclopedia Research