Does car insurance cover vandalism?

Comprehensive insurance coverage is the only type of auto insurance that will cover expenses unrelated to accidents including auto theft, fires, flooding, or vandalism. Personal Injury Protection (PIP): This type of insurance is only required in no-fault states, or states that have laws in place limiting car accident lawsuits. read more

Vandalism claims are a major inconvenience, but as long as you carry an appropriate level of insurance coverage, you should be protected from these situations. If you’re not sure whether you carry enough coverage or if your insurance will protect you from a certain situation, you can contact your agency to ask. read more

While your premium is likely to increase by adding comprehensive coverage to your car insurance policy, the cost can be minimal as compared to the expenses you might face in the event of vandalism or another incident. Lowering Your Car Insurance Premium. Adding any type of coverage will increase the cost of your car insurance. read more