Does health insurance only cover prescription medications?

Health plans will help pay the cost of certain prescription medications. You may be able to buy other medications, but medications on your plan's “formulary” (approved list) usually will be less expensive for you. Does my new insurance plan cover my prescription? read more

Insurance does not cover OTC medications and rarely cover prescription vitamins. However, sometimes there is a benefit of OTC item ordered at their “prices” and list. So it is possible with some plans to order generic stool softener, or diphenhydramine. and some other such things at so much per quarter. read more

All health plans in a Marketplace must include prescription drug coverage, but each state sets the list of covered medicines, called the formulary. For instance, one plan may have many more medicines in one category or class than another state does. read more