Does homeowners insurance cover dog bites?

Dog bites are by far the most common liability claim on homeowners insurance policies, amounting to more than a third of all such claims, according to the Insurance Information Institute. In all, insurance carriers paid out nearly half a billion dollars — $483 million, to be exact — to cover in 2013 alone. read more

For many people, a house isn't a home without a dog. read more

According to the Insurance Information Institute, there were about 16,5000 homeowners insurance claims involving dog bites in 2012. Since this figure only covers dog bites, the total would likely be much higher if other animals were included, such as cats, horses, and reptiles. read more