Does homeowners insurance cover water damage from rain?

Most standard homeowners policies help cover water damage if the cause is sudden and accidental, but there may be situations that your policy does not cover. From burst pipes to leaking plumbing, learn what homeowners insurance may and may not help cover. read more

Water can damage your house in many ways: a flooded river, rain through a leaky roof, a pipe that burst in your bathroom. Homeowner's insurance doesn't protect you against flood damage - -that requires a flood insurance policy -- but it does cover other forms of damage that water can inflict. read more

Although many homeowner's policies will cover wind damage from hurricanes in their coverage, claims often are subject to much higher "hurricane deductibles," which can add up to 1 to 5 percent of the house's insured value, as compared to the typical $500 to $1,000 deductible for other home insurance claims. read more