Does term life insurance cover a road-rage death or murder?

Yes normally covered, with some exceptions. In case of murder, the life assured should not be involved in some unlawful activities leading to his/her murder. For example if some body indulges in terrorist activities and dies, no claims would be paid. read more

In case of road rage too same thing applies. Normally claim should be paid. But if it is proved that , for example, driver was drunk when accident took place and led to road rage, driver’s death may not be covered. Or the pedestrian was drunk or under influence of drugs etc and he created road rage, well things may be different. read more

In many cases, life insurance benefits are paid if you are murdered. However, a myriad of circumstances must be examined and considered to determine the likelihood of an insurance company denying benefits to heirs, even in a clear case of homicide. read more

Term Life insurance, as a couple people have stated, will cover you for anything except suicide. Unless the term insurance is for accidental death only. The major difference in whole life and term life is that term insurance will only last as long as the term you purchased. read more