Does the American Express Green Card affect your credit score?

However, American Express will generally report personal cards to all three major credit bureaus, so it’s likely this account will show up on your credit reports. When you apply for the American Express Green Card, you’ll get a hard inquiry on your credit reports. read more

Follow the tips above diligently and monitor your score to measure the impact of the steps you’re taking. To help keep you informed, American Express will send you your FICO score monthly, along with specific recommendations to help you improve your credit score. read more

Unlike credit cards, charge cards don’t have preset spending limits; instead, your transactions are approved on a case-by-case basis, and you have to pay the bill in full each month. The balance on a charge card is determined like normal, but since there’s no specific cap to the credit line, the utilization ratio is hard to pin down. read more