How do I sign up for PayPal credit?

Select PayPal Credit as your payment choice during checkout. You'll be asked to provide your date of birth and your Social Security number, and then to agree to the terms and conditions, to apply for a PayPal Credit account. You'll know within seconds if you are approved. read more

• Like any credit card, PayPal Credit will charge you for late payments. In this case, it's a fee, plus a relatively high 19.99% APR. • Currently, a customer service rep explained on the phone, PayPal doesn't report your credit activity to the credit bureaus after the initial inquiry to set you up, which means your activity on this line of credit doesn't affect your credit score. read more