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How does Aflac stay in business?

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It's important that we accomplish this by staying true to our values and our culture, which embody something we call “The Aflac Way.” Each day, we work to advance our straightforward, time-tested strategy to ensure we protect our customers. read more

The technical term is the law of large numbers. They know how much to charge, and how many claims will be paid. The actuaries (bean counters) have some serious algorithms that can predict how often a claim will be made. read more

Aflac SmartClaim® is available for claims on most individual Accident, Cancer, Hospital, Specified Health, and Intensive Care policies. Processing time is based on business days after all required documentation needed to render a decision is received and no further validation and/or research is required. Individual Company Statistic, 2018. read more

My employer does not offer short-term disability. Instead, they offer Aflac. I have been paying Aflac premiums on nearly every policy they offer for over 10 years now. Two months ago, I had a major surgery. Being single and having only one income, I put in for disability payments immediately. read more

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