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How does Payday Loans work?

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A payday loan could provide that money -- but it'll cost you. That convenience is a $40 billion-per-year industry in the United States [source: Kirchoff]. This is the industry of payday lending, and it's served by more than 22,000 locations nationwide. read more

How Our Loans Work An increasing number of consumers choose our loan products to cover unexpected expenses or bridge a short-term cash crunch between paydays without incurring revolving debt. To learn how our payday loan products work, select below. read more

Say your car broke down and you decide to borrow $300 for the repairs from a payday lender. You’ll write a post-dated personal check for $340 (the amount, plus a $40 finance fee), made payable to the lender. read more

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