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How many credit cards does Citibank issue in the US?

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US population = 320 million Assume: life expectancy is 80 yrs, and people are equally distributed from 1 yr to 80 yr. Hence, there are 320/80 = 4 million people with age for every yr - e.g, 4 million people with age 1 yr, 4 m with 2 yr etc. read more

However, considering credit card eligibility based on income etc, Assume: 50% of this pool can get credit card. Hence, Market size for primary credit card holder = 252/2 = 126m people. Assume: Citi has 50% share. that makes there are 63m primary holder. read more

Nevertheless, PNC is a full-service credit card issuer with offers ranging from secured credit cards for people with bad credit to rewards cards for small business owners. The majority of PNC’s credit cards, however, target people with stellar credit who are interested in earning rewards. read more

American Express issues two types of cards: charge cards and credit cards. The only difference is that a credit card allows you to carry a balance and a charge card doesn’t. On the American Express website it’s easy to search just for charge or just for credit cards. read more

You can only apply for one Citi personal card every 8 days, you can apply for no more than two Citi personal cards every 65 days and you can apply for one Citi business card every 95 days. Some people are also being limited to one Citi card every 60 days, but this doesn’t seem to be a hard rule. read more

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