How should I pay off my credit card debt?

Do you carry a balance on more than one card? If so, make sure you always pay at least the minimum on each card. Then focus on paying down the total balance on one card at a time. read more

Paying off your entire credit card balance by the due date every month is a worthwhile goal. After all, if you don’t pay it off, you’ll end up paying interest on the remaining balance. But believe it or not, there are actually a few circumstances when paying the balance in full might not be your best bet. read more

These non-profits can help manage your credit and make payments. Step 3: Find the right repayment plan. Once you've evaluated your spending habits, it's time to figure out the best way to pay off your debt. Jen wonders if she should use her $10,000 emergency savings fund to pay off her $10,000 credit card debt. read more

-—Erin "This question comes up all the time," says Angela Coleman, a certified financial planner and fiduciary investment adviser at Unified Trust Company. read more