Is AES a federal student loan?

American Education Services ( AES ) was established by the Pennsylvania Higher Education Assistance Agency (PHEAA) to guarantee and service a variety of Federal Family Education Loan Program ( FFELP ) and private (alternative) student loan products for our lending partners through out the nation. read more

PHEAA conducts its student loan servicing operations commercially as American Education Services (AES). read more

Federal student loan consolidation allows you to combine one or more existing student loans into a single new loan with a new repayment schedule. You'll have lower monthly payments, but you will pay much higher interest over the life of the loan because you'll be making smaller payments over a longer time. read more

AES student loans include the federal Stafford loan, the Perkins loan, Graduate PLUS loans, and private loans. Featured Schools To apply or these loans students simply have to fill out a FAFSA application online. read more