Is alabama a no fault state?

Alabama is a "Fault" Insurance State. State insurance laws in the U.S. typically come in one of two flavors: "no-fault" and "fault" (a “fault” system is also known as an "at-fault" or "tort" system in some states). Alabama is a "fault" state when it comes to car accidents and insurance coverage. read more

Alabama is a "Fault" Car Accident State Alabama follows a "fault" system when it comes to financial responsibility for injuries, vehicle damage, and other losses stemming from a car accident. read more

” I always reply, “it depends.” It depends on what you mean when you ask the question. read more

The downside of PIP policies however are their relative costliness. Below you can see which states are fault and no-fault states. It should be noted, even if a state is not a mandatory PIP state, you can still acquire PIP insurance as an optional coverage. The Three Types of Negligence Essentially negligence is a synonym for fault. read more