Is disability insurance a good value after 50?

As is usually the case with questions like this, the answer is "It depends." Most disability insurance is group coverage with varying levels of employer participation. read more

Mr. Salisbury said that while the number of disability claims had remained constant for decades, the costs remained high because of the small pools of people with disability insurance and the fact that insurance companies might be obliged to make payments for decades. read more

There isn't one disability insurance company that's best for everyone. There are a few things you need to take into account. The first is probably the most obvious: Price. Some insurers offer more competitve rates than others. Long-term disability insurance protects your income, so you want to make sure your policy fits your budget. read more