Is it really worth it to buy a Term Life Insurance?

You'll have to buy a new policy or renew the old one before it expires if you want to remain covered after the initial term. read more

Rather than accept life insurance for what it is – again, a replacement plan – these customers want some sort of return. Thus the industry devised whole life insurance and universal life insurance, two variants on term life insurance that each offer a cash value beyond the standard life insurance death benefit. read more

It’s worth it to buy a term life insurance policy IF someone will suffer financially if you pass away. The decision to buy term life insurance is an important and personal decision. You should consider the following 3 questions when deciding if it’s worth it to buy term life insurance. read more

For example, a $500,000 whole life insurance policy for a healthy 35-year-old male would likely cost more than $500 per month, compared to $21 per month for a no exam term life insurance policy. The price difference can be attributed to the fact that permanent life insurance policies cover you for a lifetime versus a term length. read more