Should I switch to banking with Chime instead of Simple?

The money comes from your account when the check is drafted rather than when it's cashed, too, so you're more aware of your cash flow. One other interesting feature of Chime is its cash back program. When you use your debit card at certain retailers, you can earn credit card-like cash back rewards. read more

It depends on your spending profile and your goals. The biggest benefit to Chime is that the "round up" + 10% to savings when you spend on your debit card. read more

Try Chime. The Basics of Simple. The premise of Simple is a bit more complex than that of Chime. Instead of focusing on the major selling point of rounding up your change, Simple involves a bigger money management system. If you want to have more control over your spending and a built-in budgeting option, Simple may be just what you’re looking for. read more