Well, we must begin by what we consider cowardice, versus having a moral compass and developing one's character. Wormtail wasn't cowardly. He was afraid, but he actually did several things to benefit himself in the grip of his own fear. read more
Not quite like Wormtail. But yes, Draco fits the archetype of the coward all right. Wormtail never makes the least effort to hide his cowardice, instead he fully embraced his true nature. Wormtail has no good qualities, and still he is blessed with friends, included in a group. read more
Like so many wizards Draco believes his blood status makes him far superior to any other, to add to this he thinks that Slytherin house is better than the others. Draco's family name "malfoy" was cleared after Voldermort's downfall and Lucius (draco's father) wormed his way back into people's good books by saying he had been imperiused and then giving huge amounts of gold to charities and the ministry. read more