If you’re not able to refinance your car loan because of bad credit, you can try to find a cosigner with better credit scores than you to cosign your loan. read more
Step 1: Check your credit. If you have credit that needs work, you may need to work on building up your score before you can qualify for refinancing or the rates you want. However, if your score has improved since you took out your original auto loan, you might be able to refinance at a better interest rate right away. read more
This VA-to-VA program allows homeowners to refinance at a lower interest rate or change the term of their loan without going through the usual credit checks. Unless your lender insists on a credit check, it's likely that no one will look at your credit score. read more