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What happens if your car is stolen and never found?

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Approximately 30 percent of stolen vehicles never surface again, according to The Motley Fool. Damage on recovered cars often includes broken glass, a busted steering column and scratches or dents. Thieves commonly remove the car's sound system and other easy-to-sell parts. read more

The faster your insurance company can rule you out as a fraudster, the faster you can receive your settlement and move on. And, if the pain of a stolen car is more emotional than financial, take heart: Esurance reports that in 2012, 87.8 percent of stolen cars were recovered. We think those are pretty good odds. read more

The NHTSA says 40 to 50 percent of stolen cars are a result of owner mistakes or oversights. Make sure that you always lock your car, take your keys with you, and avoid keeping a spare set hidden in your car. Never leave your car running, and make sure that the doors are locked and your windows are rolled up. read more