What is the highest credit score you can have?

Answer: Since the credit score range is 300 to 850, the highest credit score possible is 850, although any score of 720 or higher is considered “excellent” and will usually afford you a lender’s most favorable credit terms. read more

If you are looking for the best rates and the highest credit limits, you should aim for a credit score of 760, according to FICO. Anything above a 760 is just going to be for bragging rights, since a score of 760 or above will get you the best rates and credit limits. read more

To inspire you to achieve the highest score, that goal is 850. The last time I read an article from the WSJ (maybe two years ago); only 3 million U.S. adults have the perfect score. It’s one thing to reach for it, but it’s another to keep it, perpetually. It demands lots of financial discipline. read more