What is the interest rate today?

View today's mortgage interest rates and recent rate trends today. Our current mortgage rates table includes ARM and fixed loan rate mortgages for 30 year, 15 year, 10 year, and more, along with Bankrate's weekly analysis. read more

Annual Percentage Rate (APR) The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. For home equity lines, the APR is just the interest rate. read more

The U.S. Prime Rate is a commonly used, short-term interest rate in the banking system of the United States. All types of American lending institutions (traditional banks, credit unions, thrifts, etc.) use the U.S. Prime Rate as an index or foundation rate for pricing various short- and medium-term loan products. read more