What is the minimum credit score to buy a house?

The minimum credit score needed to buy a house using an FHA loan is 500-580. VA loans may accept a 580 score as well. USDA and 203k require 620-640. read more

So if you're planning to buy a house, and your credit score doesn't meet the minimum, you should weigh the advantages and disadvantages of putting down a larger down payment or using those funds to try and improve your credit score first. read more

If we had to name the absolute lowest credit score to buy a house, it would likely be somewhere around a 500 FICO score. It is very rare for borrowers with that kind of credit history to receive mortgages. read more

The minimum credit score you need to purchase a home will depend on the type of home loan you qualify for. Before the 2007-2008 housing market crash, it was much easier for people with poor credit to find subprime loans. read more