To buy a flat directly from HDB, you must be a Singapore citizen, must include another Singapore citizen or Singapore permanent resident to form a family nucleus. To buy a flat from the resale market, you must be a Singapore citizen or Singapore permanent resident. read more
So paternalistic has the Singapore Government been, that agents and home-owners blithely assume the state will bail out HDB flat-owners and offer Sers, or some other scheme that will leave them with generous payouts as the lease nears its 99-year expiry date. read more