What is the purpose of minimum insurance coverage?

Liability insurance coverage is required for California state minimum to cover damages to the other people and property involved in an accident. For example, this minimum insurance may cover damages to the other person’s car, and provide coverage for their medical expenses from injuries causes by the accident. read more

Simply put, auto insurance is a safety net. It is a contract that you have with an insurance company in which you agree to pay a premium, and in the event of an accident, the company agrees to pay for your covered damages, as outlined in your specific insurance auto policy. read more

The minimum insurance required in California is important to know by all California residents and future residents. Get the basics so you know what to expect with your California car insurance policy. read more