Of course, it covers medical services in these settings, but not the cost of staying in any long-term care facilities or the cost of any “custodial” care — that is, help with the ... If you remain in the SNF longer than 100 days, you're responsible for the full cost, unless you have additional insurance (such as Medigap) that covers it. read more
All ACA-compliant health insurance plans cover short-term stays in SNFs for rehabilitation following an acute event (the benefit is often limited to 100 days per calendar year). Medicaid will pay for long-term care. read more
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility. read more