The federal Truth in Lending Act treats payday loans like other types of credit: the lenders must disclose the cost of the loan. Payday lenders must give you the finance charge (a dollar amount) and the annual percentage rate (APR — the cost of credit on a yearly basis) in writing before you sign for the loan. read more
Payday loans are simple to use. Payday loans don’t require a bunch of hoops to jump through for approval. Typically, you’ll need proof of income, an approved form of ID, and a current bank account. Payday loans are easy to understand. Loan terms and fees are stated upfront. read more
Call, Click or Come In to Apply for a Payday Loan. If you're in search of a payday loan, chances are you need cash fast. At Speedy Cash we want to make applying for a payday loan as convenient as possible. That's why we offer multiple ways for you to apply. read more