Payday loans can hit your ability to get a mortgage - even if paid on time. Apply for any credit, and lenders 'score' you to predict your likely behaviour. They use data from credit reference agencies as part of this (see the Credit Scores guide). But a payday loan on your credit report can have a striking effect. read more
With a title loan, lenders place a lien on a car owner’s car title in exchange for a loan. Payday loans are shorter term loans in which the lender essentially advances you one paycheck. Both payday and title loans are meant to be short-term solutions to help consumers get through a short-term financial crisis. read more
At ACE Cash Express, you can apply for payday loans, installment loans, title loans, debit cards, prepaid cards, as well as get checks cashed or pay bills in over 950 locations. Learn more about how ACE Cash Express can help you with an online loan application/mobile banking or an in-person visit. read more