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Why is car insurance in the UK linked to people not cars?

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In effect, collision insurance is protection for you, the car owner -- and it’s not compulsory. Liability insurance, on the other hand, is almost always mandatory because it helps protect other people and their property. The thinking is that other people -- and concomitantly the economy as a whole -- would suffer as a result of at-fault drivers not being able compensate others for losses incurred. read more

There are a number of other providers not in our top 10 that offer discounts, for example, Admiral’s multi car insurance discount is linked to the amount of cars you add and it says 10% of respondents between 1 July 2017 and 31 December 2017, who gave a best alternative price saved £356. read more

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