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Why is car insurance so insanely expensive in Toronto, Canada?

Best Answers

Asshole drivers, drinking and driving, texting and driving, me first attitude, bad weather, people who just can't drive. People doing everything but driving. Stupid drivers , people in a big hurry to go know were. read more

IN GENERAL; car insurance is typically more expensive in cities/metro areas. A variety of reasons including typically higher crime rates, more vehicles so subsequently more chance for claims. Toronto may have some specific reasons but the base is similar to any city. read more

While there are higher costs for auto insurance in Ontario, the products are not the same. Eric Lai adds: A 2011 Fraser Institute study found that Ontario had the highest auto insurance rates in Canada with $1,231 average annual premium. Quebec had the lowest rates with a $642 average annual premium. read more

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