I think it is a multitude of factors coming together. First of all, the origin of Munich being expensive is mostly the real estate market. High rents mean that employments only make sense if the wage is adequately high to still be able to rent. read more
The same factors also enable expensive restaurants and shops. Yet, from that perspective I would not consider Munich as expensive as there are also lots of good inexpensive restaurants. Munich being expensive is mainly driven by high rents. read more
Re: very expensive, Munich hotels! Sep 17, 2012, 6: 48 PM My family will be in Munich during June, I had a diifficult time getting reservations because of the Trade Fairs. read more
There are many like me, many. We are a majority in Munich. And we, as in "the bike riders", we find the metro expensive. I only take it to go to/from the airport and also every once in a while I buy a Streifenkarte, mostly in winter, so I can take the U- or S-Bahn when it is pouring down or freezing in Munich. read more