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Why isn't there an Amex debit card?

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There is. American Express Serve. Formally known as bluebird (and even briefly Amex Isis unless that was an Internet joke). They are prepaid debit cards but even still, they are great prepaid cards that can link directly with an Amex Credit card to act as the funding source. I believe this is because Amex has always been in the “Luxury” market. read more

Your Prepaid Debit Account. All the benefits of Serve, plus FREE Cash Reloads at over 45,000 locations. Shop online with your Card virtually anywhere American Express® Cards are accepted. FREE to register online, FREE Online Bill Pay, and Fraud Protection. read more

Before you get caught mid-purchase with a "decline" message, understand these five reasons why your gift card's buying power might not be fully available to you. 1. Service purchases. Like a credit card, when you use a gift card to make purchases, the transaction has two steps. read more

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How Do Credit Cards Work
www.americanexpress.com