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Rather than pay interest on your credit card debt or juggle multiple payments each month, you may be able to transfer high-interest debt to a single credit card by balance transfer. Because a balance transfer allows you to pay 0 percent interest on your balance for a set amount of time, you can pay more money towards your principal, which can reduce how long it will take to repay your debt.
While some balance transfer cards offer a 0 percent introductory APR on purchases and balance transfers, the Citi® Double Cash Card‘s intro rate applies only to balance transfers, and only for the intro period of 18 months.