Top Ten Payday Loan Companies

Best personal loans overall: LendingClub, Wells Fargo, and Prosper; Best personal loans for excellent credit: SoFi, LightStream, and Earnest; Best personal loans for average credit: PersonalLoans.com, Peerform, and Avant; In recent years, the personal loan space has continued to grow and improve. Online lenders have reached a point where they can challenge credit card companies and traditional ...

Someone with poor or average credit may be able to get an unsecured personal loan on the strength of a steady income and low debt levels, but expect rates near the higher end of the range — up to 36%. Other options for borrowers with bad credit include secured or co-sign personal loans.