Top Ten Savings Accounts Monthly Interest

For High Yield Savings Accounts, the rate may change after the account is opened. *Federal regulations limit the number of electronic and telephone transactions you can make with your High Yield Savings account to six transfers or withdrawals per monthly statement cycle.

With the best high-yield online savings accounts, you get great rates and a safe place to keep your money. We've rounded up the best accounts for high interest rates, including Marcus by Goldman Sachs, CIT Bank, American Express National Bank, Synchrony, Discover, Barclays, Ally, Alliant Credit Union and Capital One.

At 0.03% APY (a typical savings interest rate at very large brick-and-mortar banks), you’ll have $5,007.50 after five years. At 0.09% APY (a hair above the national average), you’ll have $5,022.55 after five years. At 1.50% APY (a competitive high-interest savings account rate from an online bank), you’ll have $5,386.42 after five years.