They lasted from April 9 through June 19. That’s 72 days of coffee. In that time period, I also bought approximately $20 worth of creamer—sometimes whole milk, sometimes half-and-half. That totals $45 in at-home coffee expenditures over a two month and change period. By my reckoning, that comes to $.63 a day for my morning kick.
By making a few small changes now, you can start the new year with a fresh budget and a plan to get your spending and savings back on track. From cable bills to everyday spending habits, these 22 tips will help you save more, spend less and get on the fast track to financial success! 22 ways to save more every month! 1. Set goals.
A balance transfer is the process of transferring your debt from one credit card to another. This process is usually done to save on interest payments each month. Here are the nine things you need to know before you make the big switch to a balance transfer credit card.
3. Switch up your grocery responsibilities. Right now, our typical grocery shopping routine involves Sarah shopping for groceries after work most weeks, as she works in the Des Moines area. On occasion, particularly if I have errands to run, I’ll do the grocery shopping, but she does it more often than I do.
Sometimes the hardest thing about saving money is just getting started. It can be difficult to figure out simple ways to save money and how to use your savings to pursue your financial goals. This step-by-step guide to money-saving habits can help you develop a realistic savings plan.
1. Make a weekly "money date." Commit to sitting down with your money once a week for a money date. During this time, update your budget, review your accounts and track your progress against your financial goals. Like any relationship, if you want your financial life to improve, you must spend time with your money. 2. Plan out your meals for the week.
Like any relationship, if you want your financial life to improve, you must spend time with your money. 2. Plan out your meals for the week. Taking a few hours every weekend to grocery shop and meal plan for the week will definitely save you money, as dining out is the No. 1 expense for most households.
4. Switch to an exercise pass program. If you love working out, an exercise pass program such as Class Pass is the way to go. By paying a membership fee of $99 per month, you are welcome at many of the best studios in your area. And classes—like cycling, yoga, Pilates, barre, strength training, boot camp, dance and more—are unlimited.
Switch it up and, instead of meeting over a fancy dinner, host a potluck and have everyone bring his or her favorite dish. That way, you can save money you'd spend on restaurant extras, such as tax, tip and parking—and you'll usually have a more intimate meal together, too. Read More Sandwich generation in a pickle. 6. Leverage lodging rental websites.
6. Leverage lodging rental websites. Finding a place to stay while traveling is so convenient when you use a lodging rental website such as Airbnb, Travelmob or Housetrip. You can often find a place that has a kitchen (so you can cook meals at home to save money) at a rate that's comparable to hotels.