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Types of Homeowners Insurance

HO-5 — Comprehensive Form
HO-5 — Comprehensive Form

Form No. 5 Comprehensive Homeowner's Insurance (HO-5) is a homeowner's insurance policy that covers the property, structures within the limits of the property, personal belongings, liability, and medical coverage. As the name implies, it is the type of homeowner's insurance that provides the widest coverage.

HO-6 — Condo Form
HO-6 — Condo Form

Homeowners Policy Unit Owners Form 6 (HO 6) Definition Part of the Insurance Services Office, Inc. (ISO), homeowners forms portfolio, the HO 6 form covers the real property interest and the personal property of insureds who own a unit in a condominium or share an ownership interest in a cooperative building.

source: irmi.com
HO-7 — Mobile Home Form
HO-7 — Mobile Home Form

HO-7 — mobile home form The mobile home form is essentially the same as an HO-3, but is designed specifically for mobile or manufactured homes, which don't fall under regular homeowners insurance coverage.

source: esurance.com
HO-8 — Older Home Form
HO-8 — Older Home Form

Homeowners Modified Form 8 (HO 8) Definition Part of the Insurance Services Office, Inc. (ISO), homeowners portfolio, the HO 8 form provides basic named perils coverage for direct damage to property, personal liability coverage, and medical payments to others as respects owner-occupied dwellings.

source: irmi.com