A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Types of Insurance Coverage

Collision Insurance
Collision Insurance

Collision insurance is a type of coverage that helps pay for any damage to your vehicle resulting from an accident with another vehicle or object while your car is in motion. If you crash into someone else’s home, you’re covered.

source: compare.com
Comprehensive Insurance
Comprehensive Insurance

Comprehensive insurance is a coverage that helps pay to replace or repair your vehicle if it's stolen or damaged in an incident that's not a collision. Comprehensive typically covers damage from fire, vandalism or falling objects (like a tree or hail).

source: allstate.com
image: allstate.com
Exclusive Provider Organizations (EPOs)
Exclusive Provider Organizations (EPOs)

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Gap Insurance
Gap Insurance

Gap insurance is optional coverage; however, it’s not uncommon for lease contracts to have gap insurance included in them. Sometimes it's referred to as auto loan/lease coverage or loan/lease payoff coverage.

Health Maintenance Organizations (HMOs)
Health Maintenance Organizations (HMOs)

In HMO Plans, you generally must get your care and services from providers in the plan's network, except: Emergency care; Out-of-area urgent care; Out-of-area dialysis; In some plans, you may be able to go out-of-network for certain services. But, it usually costs less if you get your care from a network provider.

source: medicare.gov
High
High

Insurance coverage is the amount of risk or liability that is covered for an individual or entity by way of insurance services. Insurance coverage, such as auto insurance, life insurance – or more exotic forms, such as hole-in-one insurance – is issued by an insurer in the event of unforeseen occurrences.

Liability Coverage
Liability Coverage

The amount your insurer will pay for a covered liability insurance claim is subject to the coverage limits you choose. Each state sets minimum coverage limits for bodily injury liability and property damage liability that drivers must purchase, but you may decide to buy additional coverage.

source: allstate.com
Liability Insurance
Liability Insurance

The amount your insurer will pay for a covered liability insurance claim is subject to the coverage limits you choose. Each state sets minimum coverage limits for bodily injury liability and property damage liability that drivers must purchase, but you may decide to buy additional coverage.

source: allstate.com
Medical / Personal-Injury Protection
Medical / Personal-Injury Protection

PIP stands for personal insurance protection (personal injury protection), and it is an extension of car insurance that covers medical expenses and, in many cases, lost wages. It is often called “no-fault” coverage because its inherent comprehensiveness pays out claims agnostic of who is at fault in the accident.

image: youtube.com
Medical Payments Coverage
Medical Payments Coverage

Medical payments (also known as medical expense or MedPay) coverage helps pay for medical and funeral expenses associated with auto accidents. It is an option available with auto insurance policies and usually covers expenses for the policyholder, passengers, and family members driving the insured vehicle at the time of an accident.

No-Fault Insurance
No-Fault Insurance

No-fault insurance is a type of car insurance coverage that helps pay for your and your passengers' medical bills if you're injured in a car accident, regardless of who caused the accident. This coverage is also known as personal injury protection, or PIP insurance.

source: allstate.com
Personal Injury Protection
Personal Injury Protection

PIP stands for personal insurance protection (personal injury protection), and it is an extension of car insurance that covers medical expenses and, in many cases, lost wages. It is often called “no-fault” coverage because its inherent comprehensiveness pays out claims agnostic of who is at fault in the accident.

Point-of-Service (POS) Plans
Point-of-Service (POS) Plans

Find affordable POS plans and apply for coverage online What is a POS plan? A Point of Service (POS) plan has some of the qualities of HMO and PPO plans with benefit levels varying depending on whether you receive your care in or out of the health insurance company's network of providers.

Preferred Provider Organizations (PPOs)
Preferred Provider Organizations (PPOs)

Preferred Provider Organization (PPO) Plans How PPO Plans Work A Medicare PPO Plan is a type of Medicare Advantage Plan (Part C) offered by a private insurance company.

source: medicare.gov
image: youtube.com
Related Resources:
Related Resources:

Comprehensive insurance is a coverage that helps pay to replace or repair your vehicle if it's stolen or damaged in an incident that's not a collision. Comprehensive typically covers damage from fire, vandalism or falling objects (like a tree or hail).

source: allstate.com
image: phrma.org
Uninsured and Underinsured Motorist Coverage
Uninsured and Underinsured Motorist Coverage

Uninsured motorist (UM) coverage for uninsured motorist bodily injury (UMBI) UMBI can pay for injuries to people protected under your policy--including family members in other cars and passengers in your insured cars--resulting from a car accident caused by an uninsured driver.

source: insurance.com
Uninsured Motorist Protection
Uninsured Motorist Protection

Underinsured motorist coverage is protection related to injuries received from an accident where the other driver is at fault has coverage limits too low to cover your expenses. Underinsured drivers purchase only the minimum coverage required by law, which in some states isn't much.

source: insurance.com