Collision insurance is one of five basic types of car insurance coverage. No state requires the purchase of collision coverage, but auto loan lenders and leasing companies will usually require you to purchase both collision and comprehensive insurance coverage.
Comprehensive insurance coverage is one of the main coverages available as part of a car insurance policy. Comprehensive is optional insurance protection you add to your basic car policy that provides you with coverage from damages that are not the result of a collision with another car.
HMO stands for Health Maintenance Organization. HMOs have their own network of doctors, hospitals and other healthcare providers who have agreed to accept payment at a certain level for any services they provide. This allows the HMO to keep costs in check for its members.
Health savings accounts combined with high-deductible health plans are promoted as a way to cut medical costs. See how to judge if they're right for you. Health savings accounts combined with high-deductible health plans are promoted as a way to cut medical costs.
If you have personal liability coverage, you may be able to avoid paying out of pocket for incidents like these, up to your coverage limits. That’s why personal liability coverage is an important component of your homeowners insurance or renters insurance policy.
Medical payments (also known as medical expense or MedPay) coverage helps pay for medical and funeral expenses associated with auto accidents. It is an option available with auto insurance policies and usually covers expenses for the policyholder, passengers, and family members driving the insured vehicle at the time of an accident.
In health insurance in the United States, a preferred provider organization is a managed care organization of medical doctors, hospitals, and other health care providers who have agreed with an insurer or a third-party administrator to provide health care at reduced rates to the insurer's or administrator's clients.
Personal injury protection is a “no-fault” coverage and is required in some states. "No-fault" means that regardless of which driver was at fault, some of the medical expenses for the policyholder and others in the policyholder’s car may be covered by insurance.
Find affordable POS plans and apply for coverage online What is a POS plan? A Point of Service (POS) plan has some of the qualities of HMO and PPO plans with benefit levels varying depending on whether you receive your care in or out of the health insurance company's network of providers.